Privacy Policy

Optiwealthus LLC operates the website at optiwealthus.com (“Site”), Money Machine(M2) ("Mobile app") at Google Play on Android, and Appstore on IOS. We respect the privacy of each user of the Site and Mobile app (referred to as “you” or “a user”), whether it is your first time, or if you’ve visited our Site or used our Mobile app previously. This Privacy Statement gives you specific information about how we protect your privacy, how we treat information we collect on the Site / Mobile app that identifies an individual user (“Personal Information”), and how we use aggregated information.

BY REGISTERING FOR OR USING THE SITE / MOBILE APP, YOU SIGNIFY YOUR ACCEPTANCE OF THIS PRIVACY STATEMENT. IF YOU DO NOT AGREE TO THIS PRIVACY STATEMENT, YOU CANNOT USE THE SITE / MOBILE APP.

We reserve the right to modify this Statement at any time. (If we consider it appropriate, we may also provide additional notice of significant changes.) Your use of the Site / Mobile app after the date of the last modification listed at the beginning of this Privacy Statement indicates to us that you agree to the changes. Location of Servers and transfer of information to the USA The Site is hosted by servers in the USA. If you are located outside of the USA, your Personal Information will be transferred to the USA. By submitting your Personal Information, you consent to its transfer to the USA and its storage, processing, and use thereby this Privacy Statement.

Scope of this Privacy Statement

This Privacy Statement applies to using this Site (or) Mobile app (or) both only. We do not own, operate or control the websites of our Franchisees or sales associates. Accordingly, this Statement does not apply to a Franchisee’s or sales associate’s website or a Franchisee’s or sales associate’s collection, use, storage, and disclosure of your Personal Information.

1. Collection and use of your personal information

• We collect your Personal Information and in the case of account opening, background, financial, and demographic information on the Site / Mobile app to enhance the services we offer you. Such information may include your name, date of birth, residence and employment addresses, father’s and spouse's names, bank account details, scans/copies of document proofs such as US or foreign passport, income proofs, tax documents, address proofs, etc. We may hold this information indefinitely as required by the law, to offer you our services, and for other regulatory and business purposes.
• We collect Personal Information from you only when you voluntarily submit it for purposes including but not limited to a) sales and account opening queries b) account opening c) partnership/association inquiries, and others.
• We may use the information for purposes including, but not limited to a) identity verification and background checking for account opening b) personalizing services offered to you c) keeping you updated on our products and services relevant to you d) information pertaining to our services you’ve subscribed to d) for legal and regulatory purposes.
• Optiwealth LLC may have the requirement to collect Sensitive Personal Data or Information (“SPDI”) OR Personal Information from you while offering their products and services due to the nature of the products and services being offered. SPDI shall have the meaning in accordance with the Information Technology (Reasonable security practices and procedures and sensitive personal data or Information) Rules, 2011 (“Rules”).
• Concerning security, we respect all information provided to us and take all reasonable steps toward the protection of the same. We have implemented technology and policies, intending to protect your privacy from unauthorized access and improper use, and periodically review the same. We maintain procedural safeguards to protect the confidentiality and security of personally identifiable information transmitted to us.

2. Collection of non-personal information

• Even if you do not send us any Personal Information, we collect information about how you use our site (“Non-Personal Information”). This information cannot be used to identify you personally and is explained in more detail below under “Non-Personal Information”.
• Cookies
• A cookie is a small data file, often including an anonymous unique identifier that is sent from a website’s computer and stored on your computer’s hard drive. The use of cookies is common on the Internet. A website can send its cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser permits a website to access only the cookies it has already sent to you, not the cookies sent to you by other sites. You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. (Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences.) You can reset your browser to refuse all cookies or indicate when a cookie is being sent. But if you refuse cookies, some parts of the Site will not function properly and may not provide the services or information you have requested. For example, without cookies, we cannot provide you with the searches you have asked us to save.
• Non-personal information
• Like many sites, we obtain Non-Personal Information such as IP (internet protocol) addresses, browser types, the name of your ISP (internet service provider), information about where a user comes from before arriving at our Site, what pages a user visits, the order of those pages, and the amount of time spent on each. A vendor performs this service for us by sending a cookie to gather this information, compile it, and report it to us. We use Non-Personal Information to customize the advertising and content you see, improve our services, conduct research, and provide anonymous aggregated reporting for internal audits and third parties.
• We use the Personal Information and the Non-Personal Information we collect on the Site (A) to provide you with the services that you ask to receive through the Site / Mobile app, including saving searches and, if you request it, sending you updates about those searches, (B) to receive, if you choose, to receive periodic industry updates, (C) to answer your questions or complaints, (D) to refer you to Franchisees and sales associates about finding or listing a property or to locate a sale associate; (E) to refer a listing to a friend; (F) inquiries about franchising opportunities and G) for analytical purposes to help us improve the Site / Mobile app and for our business generally Disclosure and transfer of collected information We do not rent, sell, or share with third parties the Personal Information we collect from you on this Site / Mobile app except (i) to provide information or services that you have requested, (ii) with your permission, or (iii) under the following circumstances:
• Third-party vendors we engage to provide services on our behalf have access to Personal Information, but they have agreed not to disclose the Personal Information or to use it for any purpose other than providing the requested services.
• There may arise special circumstances where it is necessary for us to disclose and use Personal Information and Non-Personal Information, such as: to enforce this Privacy Statement or any other part of our Terms of Use; to protect our property or rights; to protect the safety of anyone; to investigate, prevent, or take action regarding illegal or improper activities; to carry out a merger or consolidation with another entity, a sale or transfer of some or all of our assets, or any similar transaction; or for other reasons we determine in good faith are necessary, appropriate, or required by law, such as when we respond to subpoenas, court orders, or other legal or administrative processes.
• The Site / Mobile app may contain links to third-party websites, our Franchisees, authorized persons, and/or other organizations and community outreach organizations. When you click/Tap on those links, you will go to a third-party site / Mobile app where you will be subject to that site’s / Mobile app's privacy statement and we encourage you to read that policy statement.
• Please be aware that we are not responsible for the privacy practices of those other websites / Mobile apps and we expressly disclaim any liability for their actions, including actions relating to the use and disclosure of Personal Information by those third parties. We remind you to be aware of when you leave our Site / Mobile app and enter a third-party website / Mobile app, including one of our independent Franchisees and again encourage you to read the privacy statement on any website / Mobile app that collects your Personal Information.

3. Security

• Our hosting services maintain their systems in accordance with industry standards to reasonably secure the information of its customers, such as using SSL encryption in certain places to prevent eavesdropping and employing up-to-date software on the server. However, no data transmission over the Internet can be guaranteed to be 100% secure. “Perfect security” does not exist on the Internet, and you use the Site / Mobile app at your own risk.

4. Correction/Updating Personal Information

• If your Personal Information changes or if you no longer wish to use the Site / Mobile app, you may correct or update your Personal Information or unsubscribe from any industry updates you have requested by modifying or deleting your profile on the Site / Mobile app, writing to customer service at Optiwealth LLC, 1060 Lincoln Ave, Suite 20 #1002, San Jose, CA 95125, United States. or sending an email to contact@optiwealthus.com

5. Children

• This Site is not directed to children under the age of 13 (“Children”), and we do not knowingly collect any information, including Personal Information, from Children.

6. Comments and Questions

• If you have any questions or concerns about this Privacy Statement, please contact us by using the “Contact Us” page, or writing to customer service at Optiwealth LLC, 1060 Lincoln Ave, Suite 20 #1002, San Jose, CA 95125, United States. or sending an email to contact@optiwealthus.com

7. Subject to Change

• This Privacy Policy is subject to change and may be updated or revised from time to time, without any prior notification to the User, at the sole discretion of Optiwealth LLC. It is the responsibility of the User to periodically review the Privacy Policy to determine whether there have been any revisions or updates. The last updated date of the Policy has been mentioned above for the reference of the User.